Buy smart, not just fast
Most buyers don't lose money on the price. They lose it on the loan, the inspection and the things nobody explained. I'll make sure that's not you.
My buying process
Simple steps, and you'll know what's happening at every one of them.
- Get clear on your real budget
Not just what a lender approves. Your full monthly cost with taxes, insurance, HOA and utilities.
- Pick the right loan
USDA (zero down in many areas here), FHA, VA or conventional. I'll connect you with lenders who answer the phone.
- Tour with a critical eye
I'll point out roof, foundation, drainage and HVAC red flags before you fall in love with the kitchen.
- Write a smart offer
Price, closing costs, inspection and repair terms that protect you, backed by what homes really sold for.
- Inspection to closing
I'll help you read the inspection report, negotiate repairs and keep the deal on track to the closing table.
Buying on a tight budget?
You're not the only one. These are the questions I get most.
USDA: zero down
Big parts of DeSoto, Tate and Marshall Counties qualify for USDA loans with no down payment. Check any address on the official map.
Check the USDA mapRate buydowns
A seller-paid 2-1 buydown can drop your payment for the first two years. See exactly what it does to your payment.
Try the calculatorClosing cost help
Sellers can often pay part of your closing costs. I'll show you when to ask for it and how to write it into your offer.
Ask me about it
The home buyer checklist
One page, plain English. Everything to do before you make an offer, so you don't make a costly mistake.
- Which loan fits you: USDA, FHA, VA or conventional
- Your real monthly cost, not just the loan payment
- The inspections you should never skip
Tell me what you're looking for
Beds, budget, area, how much land. I'll send you options and tell you honestly what your money gets you right now.
Prefer to browse on your own? Search all homes for sale on my Crye-Leike page.